Cleris Teo
Property Advisor · Parent
CEA Reg. No. R068958H
The home your family deserves to find.
I help Singapore families find homes that truly fit their lives — not just their budget. Whether you're thinking about schools, safety, or space to grow, I'll help you think through everything, honestly.
Not just an agent — a trusted advisor who genuinely gets what families need.
Get in touch →For families like yours
You deserve an agent who actually gets it.
- You're a parent juggling life in general
- You want someone who listens & cares first, sells second
- You're thinking about schools, safety, space — and need someone to think beyond square footage
- You want a long-term advisor, not a one-time transaction
If any of these sound like you — I can help.
Ideas & insights
Nest & Found
Journal
For Parents
Why Buying Near a Top Primary School in Singapore Might Be a Mistake
June 2026 · 6 min read
For Families
Condo or HDB? How Singapore Families Are Actually Making the Decision
June 2026 · 7 min read
Finances
How Much Home Can a Young Singapore Family Actually Afford?
June 2026 · 6 min read
Stay in the loop
Honest insights for Singapore families
No listings, no spam — just useful articles, neighbourhood guides and property tips, sent whenever I have something worth sharing.
Free resources
Property
Tools
Your Buying Budget
How much can your household actually afford?
Singapore Stamp Duty
BSD, ABSD and SSD — with the full tier breakdown.
What You Walk Away With
Cash and CPF after every deduction from your sale.
Asset Progression Calculator
Sell and buy — proceeds, new mortgage, safety net.
Resale Property Scorecard
Rate any resale property across 7 dimensions. S to D grade.
Purchase Payment Planner
Every payment in the order it falls due.
Amortisation Table
Year-by-year loan schedule for resale or new launch.
New Sale vs Resale
Same budget, two paths — net profit side by side.
Decoupling Calculator
ABSD saving, CPF refund, net cash and TDSR check.
The process
Simple, honest, family-first.
01
We have an honest chat
No pitch, no pressure. Just a real conversation about your family, your situation, and what you're actually looking for.
02
I find what truly fits
I search with your whole life in mind — schools, commute, safety, budget and the feeling of the neighbourhood.
03
You get your keys
I walk you through every step of the process until you're holding the keys to your family's next home.
About Cleris
“I get it — because I've been there too.”
I'm a parent too. I know what it feels like to walk into a flat and picture your child running down that corridor — or to lie awake at 2am wondering if you're making the right call. That's exactly why I approach every search like it's my own family's home.
I bring honesty, patience, and a genuine commitment to getting it right. I won't rush you. I won't push you. I'll just make sure you find your nest.
Read my story“Cleris made the whole process feel so calm and human. She listened to everything we needed, was honest when a property wasn't right for us, and helped us think about things we never would have considered. We found our family home — and we couldn't be happier.”
Sarah & David
Parents of two · Bishan